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Habitat offers an unparalleled opportunity to help families with low income attain homeownership. We encourage you to complete the homeownership qualification form and allow our staff to determine whether you qualify. For families who qualify, but have credit or other issues that will prevent them from being successful, our family services staff can work with you on credit and other areas to assist you in meeting eligibility requirements for the homeownership program.
If you meet the requirements to qualify, the key to your success is self-discipline and the willingness to do the work required to partner with Habitat to attain homeownership.
Qualifying for a Home
To qualify for a Habitat home, an individual or family must:
See FAQs for additional information.
The first step to learn whether you qualify is the completion of the homeownership qualification form.
In the Fall of 2023, Habitat for Humanity of Greenville launched a community-led initiative to create new pathways to homeownership and family growth for Black people across the county.
The Advancing Black Homeownership Project, which is made possible by a grant from Habitat for Humanity International, is led by, a steering committee including Rev. Stacey Mills, pastor of Mountain View Baptist Church and Executive Director of Greenville Race Equity and Economic Mobility Commission, Rev. Sean Dogan, pastor of Long Branch Baptist Church, Greenville Mayor Knox White, Tamela Spann, vice president of investments for Hollingsworth Funds and Samantha Wallace, Upstate Market Executive for Bank of America. In addition, Habitat hired Joseph Fields to oversee the project.
Habitat Greenville is one of 20 affiliates nationwide selected for the program. Highlights of this new plan include:
Across the country, Black families are less likely to own their own homes than white families. During Habitat’s 45-year history, their work has helped close that homeownership gap as Black homeowners made up 43% of the families who partnered to build with Habitat in Fiscal Year 2021. However, in Greenville County, as throughout the country, there is a significant racial inequity in home ownership overall, with approximately 83% of owner-occupied housing units having white, non-Hispanic householders, compared to 11% black householders and 4% Hispanic householders.
Aspiring Black homeowners are most negatively affected by a system of discriminatory policies and practices that limit access to homeownership.
Part of the reason Greenville County was chosen for the Habitat International grant is because Black homeownership here lags the national average. Black families here are 30 percentage points behind white families when it comes to owning a home. Habitat International invested in Greenville, recognizing the community’s desire to close the gap.
Mailing Address:
PO Box 1206 Greenville, SC 29602
Administrative Office:
50 Grand Avenue Greenville, SC 29607
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